Terms and Conditions


1. Acceptance of Terms

By downloading, installing, or using Bear Wallet ("the App"), or any other application of ours that links to this terms/conditions notice, you agree to be bound by these Terms and Conditions.

If you do not agree with any part of these terms, please discontinue the use of the App immediately.


2. Use of the App

Bear Wallet is for personal finance tracking only. Commercial or unauthorized use is prohibited.

Users must ensure the accuracy of their financial data. The App is not responsible for incorrect data input.

You agree not to use Bear Wallet for illegal, fraudulent, or harmful activities.


3. Privacy and Data Security

Bear Wallet stores financial data locally on your device. We do not collect, share, or sell personal finance data.

An internet connection is required for fetching currency exchange rates and limited app analytics.

For details on how data is processed, please refer to our Privacy Policy.


4. Account and Security

Users are responsible for securing their device and data. The App does not provide cloud backup; loss of device may result in loss of data.

Users should ensure their OS and app versions are up-to-date for optimal security.


5. Third-Party Services

Bear Wallet integrates third-party APIs (e.g., exchange rate providers) but is not responsible for their accuracy or availability.

Anonymous analytics may be collected to improve performance, but no personally identifiable information is tracked.


6. Limitation of Liability

Bear Wallet is provided "as is" without warranties of any kind. The App is not responsible for financial losses resulting from inaccurate data input, app malfunctions, or third-party service issues.

Users should independently verify financial data before making financial decisions.


7. Subscription and Payments (if applicable)

If Bear Wallet offers premium features via subscriptions or in-app purchases, users must comply with Apple App Store and Google Play Store policies.

Refunds and cancellations are handled according to the respective store's policies.


8. Updates and Modifications

The App may be updated periodically to improve performance, security, or features.

Continued use after an update indicates acceptance of any modified terms.


9. Termination

Violation of these Terms may result in restricted access or termination of App usage. The developers reserve the right to discontinue the App at any time.


10. Changes to This Policy

These Terms of use are effective as of 2025-04-01

We may update our Terms of use from time to time. Thus, you are advised to review this page periodically for any changes. I will notify you of any changes by posting the new Terms of use on this page.


11. Contact Information

If you have any questions about these Terms and Conditions, please contact us at: